Monday, May 28, 2012

Did You Know?

Did you know that not all states allow title loans?

We've all had a time in our lives when we needed a little extra cash. Usually when such a time comes up not only do we need the cash but we usually need it NOW! Especially in these economic conditions, the demand for short-term financial solutions is greater than ever. Unfortunately, some really rich guys sitting around in big leather chairs in the a/c have passed laws that prevent the people who need it most from obtaining short-term financial solutions.

However, there is good news for people who may live in a state that does not allow title loans. Since laws regarding this industry are governed on a state by state basis, there may be a neighboring state that does in fact allow individuals the access to short term credit when they need it most. If this is the case, individuals may cross the border into a neighboring state, obtain a loan, and return home with the cash they need. Many companies now have convenient ways to make payments that don't require driving back to the loan companies office every time a payment is due. Let's face it...gas is not cheap and doesn't seem to be getting any cheaper! Many companies allow their clients to make payments by mail, over the phone, and even on the Internet.

Remember, short-term credit should be used as just that, short-term. Remember to inquire about rates, length of term, and early repayment options when choosing a car title lender. Do not use lenders that will not answer these questions for you. There are many companies out there competing for your business. Find one that is fair, offers personalized service, and is willing to take the time to find a loan amount and payment that fits your individual needs.

For more information on reputable lenders click here.

South Carolina residents seeking title loan services

North Carolina residents seeking title loan services

Tuesday, July 19, 2011

Turn Your Car Title Into Cash

At some point in our lives, we've all been in a situation where a little extra cash in our pocket could be very useful. Whether its unexpected expenses, bills, car repairs or simply the paycheck just isn't stretching as far as we need it to, we all have needed a little boost to our wallet at some time.


Car title loans are a great way to get the extra cash you need in a quick, convenient, confidential manner. Very simply, a car title loan is a way for individuals to obtain a loan to solve short-term financial needs using the equity in their vehicle. The process is usually very simple, requiring minimal paperwork and there's no credit check! That's right, title lenders have the ability to extend credit using your vehicle as your credit so there's no need for any personal credit check! Better yet, once approved you can have cash in hand in as little as one hour.


All you need is a few simple things to obtain a loan:


-A Clear Car Title
-Vehicle for Inspection
-Driver's License or Gov't ID
-Pay Stub
-Utility Bill
-Spare Key


For more info on car title loans or obtaining a loan in North or South Carolina visit www.americanautotitleloan.com


As with any financial product or service, anyone considering borrowing money should do so responsibly. We encourage individuals to consider all available financial options and work closely with financial institutions to determine affordable repayment terms. For more information on short-term financial services please visit www.americanautotitleloan.com.

All this brought to you by your “Instant Cash” Team!

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The Instant Cash Team
www.americanautotitleloan.com





Tuesday, June 14, 2011

Auto Title Loans – A great option for short-term financial needs

A title loan is a fast, safe and easy way for individuals who own their car with a lien free title to get cash using their car as collateral. It allows people to obtain funds using assets (their car) to solve short-term financial needs. The process is usually simple and requires a minimal amount of time to obtain a loan.

Let’s take a look at some comparisons between title loans v. traditional bank loans…

Application Process

Bank - usually a lengthy application requiring many documents, references, etc.
Title Loan – simple, one page application, minimal paperwork

Timeframe to Receive Funds

Bank - can take weeks, even months, sometimes up to 90days
Title Loan - same day, usually less than 1 hour!

Credit Check

Bank - lengthy credit check, often going back 7-10 years
Title Loan - absolutely NO CREDIT CHECK

Repayment

Bank - when an individual pays off a loan early, banks lose interest income…to offset this, many banks will charge a “pre-payment” penalty
Title Loan - no pre-payment penalty, in fact, paying a title loan off early may help to build a positive relationship with the lender which may allow individuals to qualify for another loan later on


These are just a few of the many differences between an auto title loan and a traditional bank loan. Recent economic conditions and credit markets have made it more difficult than ever to obtain a loan from a bank. Title loans are a great way for every day, hardworking Americans to get access to cash when they need it most.

As with any financial product or service, anyone considering borrowing money should do so responsibly. We encourage individuals to consider all available financial options and work closely with financial institutions to determine affordable repayment terms. For more information on short-term financial services please visit www.americanautotitleloan.com.

All this brought to you by your “Instant Cash” Team!

Check us out on
Twitter: @instantcashsc
Facebook: http://tinyurl.com/66qjmk9

See ya Soon!
The Instant Cash Team
www.americanautotitleloan.com

Monday, March 14, 2011

Title Loan Info!!!

Welcome to the brand new TitleLoanBlog!

Here, we will be sharing information pertaining to the title loan industry. Please check back soon for new updates covering all aspects related to the title loan industry. Some topics that will be covered include: FAQs, benefits, consumer info, laws/regulations, current events, consumer finance, company profiles, and much, much more!

All this brought to you by your “Instant Cash” Team!

Check us out on
Twitter: @instantcashsc
Facebook: http://tinyurl.com/66qjmk9

See ya Soon!
The Instant Cash Team
www.americanautotitleloan.com